CM Punjab Minority Card Project 2026 – Complete Apply Guide

The CM Punjab Minority Card Project 2026, officially launched by Chief Minister Maryam Nawaz Sharif, is a dedicated initiative providing financial assistance to non-Muslim minority families across Punjab. This program ensures that vulnerable households receive timely support, giving them a sense of security and dignity while helping cover essential needs.

With its expansion in 2026, more families will benefit from the digital card system, offering a steady source of income and festive relief.

Financial Support Offered Through the Card:

The card works as a digital payment tool that delivers financial assistance directly to eligible households.

• Quarterly Payment: Rs. 10,500 issued every three months
• Annual Support Amount: Rs. 42,000 per family
• Expanded Coverage: Beneficiaries increased from 75,000 to 100,000 families for 2026
• Festival Assistance: Additional top-up grants raised from Rs. 10,000 to Rs. 15,000 during key minority festivals including Christmas, Easter, Diwali, and Holi

This approach helps ensure transparency and reduces delays or third-party involvement.

Who Qualifies for CM Punjab Minority Card Project:

To keep the support targeted, applications are reviewed against specific conditions.

• Applicants must belong to a recognized non-Muslim minority community
• Permanent residence in Punjab with a valid CNIC is required
• Household PMT score must be 45 or below according to NSER data
• Families already receiving BISP Kafaalat payments are usually not included
• Preference is given to applications submitted by the head of the household

These checks help extend aid to families not already covered by other programs.

Application Method for CM Punjab Minority Card Project:

• Registration for the expanded phase is mainly handled online through the Human Rights and Minorities Affairs Department portal.
• Applicants must create an account using their CNIC and a registered mobile number. After completing the form with basic personal and household details, information is verified through PITB and NADRA systems.
• Once approved, applicants receive an official SMS and can collect their card from the Assistant Commissioner office of their respective tehsil.

Tracking Approval and Receiving Funds:

Applicants can log into the official portal to check whether their application is approved, pending, or rejected.

Approved beneficiaries can withdraw their quarterly amount from:

• Bank of Punjab branches or ATMs
• HBL Konnect agents

For guidance or complaints, the minority support helpline 1040 operates during office hours from 9 AM to 5 PM.

Official Timeline for 2026 Implementation:

• Registration Period: December 2025 to January 2026
• Verification Stage: February 2026
• First Scheduled Payment: March 2026
• Expansion Completion: Mid 2026

Applicants are encouraged to apply within the registration window to avoid delays in processing.

Program Purpose and Impact:

The Punjab Minority Assistance Card is designed to provide consistent financial relief to vulnerable minority households. By using a digital system and defined eligibility checks, the program aims to deliver support efficiently while ensuring fairness and accountability.

Benefits:

• Regular Quarterly Payments
  Eligible families receive Rs. 10,500 every three months, providing a reliable source of income to help cover essential household expenses.
• Annual Financial Support
  Each household gets a total of Rs. 42,000 per year, ensuring sustained financial assistance throughout 2026.
• Expanded Beneficiary Coverage
  The program now supports 100,000 families, up from 75,000, allowing more vulnerable households to benefit.
• Festival Top-Up Grants
  Cardholders receive additional Rs. 15,000 during major minority festivals such as Christmas, Easter, Diwali, and Holi, helping families celebrate without financial stress.
• Transparent Digital System
  All payments are made directly through a digital card, reducing delays, errors, and third-party interference.
• Targeted Assistance
  Support is given to households with a PMT score of 45 or below, ensuring aid reaches the families most in need.
• Easy Online Registration
  Applications can be submitted through the HR&MA portal, making the process convenient and accessible for most households.
• Secure Verification
  Data is cross-checked through PITB and NADRA records, guaranteeing authenticity and minimizing errors or fraudulent claims.
• Accessible Withdrawals
  Beneficiaries can withdraw funds from Bank of Punjab branches, ATMs, or HBL Konnect agents, offering multiple options for cash access.
• Dedicated Helpline Support
  A minority support helpline (1040) is available during office hours for guidance, complaints, or any assistance needed during the application or withdrawal process.

Conclusion:

The CM Punjab Minority Card 2026 provides vital financial support to vulnerable non-Muslim families in Punjab, ensuring timely cash transfers and festival grants. The program is fully digital, transparent, and designed to reach those most in need. With clear eligibility, easy registration, and expanded coverage, it empowers minority households while promoting inclusion and dignity.

Frequently Asked Questions: